Farmwise enables farmers to purchase inputs on credit with no additional service fee if repayment is completed in full by September, every year. For repayments made after second week of September, a service fee of 19 percent will apply. Farmwise will accommodate its clients with a flexible repayment system; where they may repay their
To receive the Farmwise loan and training, farmers must join a village group that is supported by a local Farmwise field officer. Field officers meets regularly with the farmer groups to coordinate delivery of farm inputs, administer trainings and to collect loan repayments. Each farmer that is expected to achieve harvest revenue of US$2,900 in first year and US$5,600 in year two.
Farmer’s Delight is an organic treatment product that is useful for any type of 148 Crops and when use with the smallest amount of fertilizer increases agricultural yield up to twice, keeping everything the same and also improving the quality of yield and resuscitating the soil. So, farmers will require lesser chemical fertilizers in long run due to increase in soil fertility which will save them cost. Also, healthy crops are less prone to diseases hence the farmer will require less pesticides, micronutrients and medicines due to use of Farmer’s Delight. The products are certified by National Cereal Research Institute [NCRI], Federal Capital Territory Agricultural Development Project [FCT ADP] and also University of Agriculture Makurdi, Benue State. This product is non-chemical, which means it does not affect soil, environment or farmers, at all!
A carton of Farmer’s Delight is for 1Acer [40000 Sq. Feet]. So, in case of smaller area, partial packets should be practiced. In case of larger area, multiple products should be used. By using less than 25kg of Urea or NPK per Acre plus one carton of Farmer’s Delight with correct application of fertiliser, farmers surveyed in Nigeria were able to improve their yields by approximately 80–115%. In turn, they benefited economically (making an additional 30–40% profit) through the sale of greater harvest volumes.